Busienss Growth Capital offers a wide range of customized products to meet the needs of commercial real estate borrowers nationwide. We will take you through the loan process step-by-step and get you fast, flexible funding when you need it most. Our innovative loan programs here and abroad include bridge, mezzanine, land and construction loans, as well as sale-leasebacks and security-backed loans. For more information on these loan categories, please click on the links below.

|Bridge Loans    |Mezzanine   |Hard Equity    |Construction Loan    |Land Loan   |Sale-Leaseback

If you build it... We will fund.

At BGC, sweat equity will land you a loan. Our competitive construction financing makes ambitious projects bankable. With LTV’s as high as 80%, why take on a partner? Opt for fast, flexible funding from BGC.

PROPOSALS QUOTED WITHIN 24 HOURS

LOAN AMOUNT: $1,000,000 and up.

BORROWER: Owner/ developer with track record.

LOAN TERM: 1 to 3 years, interest only.

PREPAYMENTS: Loans may be prepaid at any time, after a lockout period, with no prepayment penalties.

INTEREST RATE: Interest rates start at 12%. Interest is paid monthly on the amount drawn based on the disbursement schedule. Allowances are made for prepayments of interest during the construction period.

COLLATERAL: First-mortgage on land and existing structures. Borrowers must personally guarantee all notes. On larger loans completion/construction bond by G.C. and/or Letter of Credit from investment grade institution.

L-T-V RATIO: Up to 50% of the As-Is Value¹ by independent third party MAI appraisal, up to 70% of approved infrastructure development costs, and up to 80% of approved vertical development costs.

USE OF LOAN: Proceeds may be used for construction costs, real estate acquisition, and related costs.

PROCESSING: Completed loan application, title report, appraisal, project overview, proposed building plans, cost projection for disbursement schedule, proof of funds for purchase of land, two years personal and corporate tax returns. Approvals within 24 hours, commitments within 48 hours.

EXIT FEE: 2% to 8% of loan amount in lieu of equity.

OTHER COSTS: Application Fee: $10,000 to $25,000, which is NON-REFUNDABLE if the Letter of Interest is in compliance with lender’s Commitment.

Commitment Fee: 3% of Loan Amount, payable 1% to 3% percent at commitment and the balance at closing.

SUBMISSIONS: Borrower’s financial statements and tax returns for 2 years • Brief property description • Sources and use of proceeds statements • Appraisal, if available.

¹ As-Is Value defined as a cash sale within a 180-day marketing period